Financing with Our Dealership

Finance or Lease a New Genesis Vehicle Near North Plainfield, NJ

You've decided on the model and trim level of the Genesis vehicle you want to buy. Now you want to know if you can finance it. At Genesis of North Plainfield, our finance team will help.

Leasing

South Plainfield luxury vehicle shoppers tend to think that a lease means you can't get a loan to finance the vehicle. That's untrue. It doesn't matter whether you drive a luxury vehicle from the Genesis lineup or a basic family sedan from some other manufacturer. You can get help with financing when you lease any car.

The Genesis team at Genesis of North Plainfield will help Greenbrook drivers decide how long a lease is desired and then indicate how much the monthly payments will be. The finance team also provides the necessary information to compare leasing and ownership payments.

Buying

Most of our Watchung customers choose to buy their Genesis vehicle. They are committed to owning and driving luxury on an entirely different level than any other luxury vehicle they have ever owned. If you want to own your Genesis G60, Genesis G70, Genesis G80, Genesis G90, or electrified models, you can apply on the spot at a Genesis dealership for a loan. The approval of your loan will come back in a matter of minutes.

You must submit proof of income and your social security number for a credit check to apply for the loan. Be prepared to provide this information at the time of your application. If you purchase Genesis cars or SUVs for your business, you may supply a TIN or EIN to establish your business as the payment source. Application approval rates for Genesis vehicles are high in keeping with the typical customers who buy these vehicles for business or personal use.

Warren-area customers will be asked to create a customer account. This account helps everyone keep track of their payments and records their online payments to the finance center.

Buy-Outs

The Genesis brand offers a buy-out program. Consumers lease a vehicle for three to five years. At the end of that lease period, a Genesis dealership will tell you what is left on the vehicle in terms of value and amount owed had you been buying the vehicle outright instead of leasing. Basking Ridge drivers may choose to return the vehicle they were driving for a different Genesis vehicle or "buy out" the lease by refinancing and agreeing to pay the remainder of the value due on the car or SUV.

If you already took out a loan to do the lease, the finance team can look at rewriting the terms of this loan or closing it out and writing a new loan for the buyout. Talk to the financing team to see how this option would work after you have completed your lease period.

Trade-Ins

Genesis dealerships accept trade-ins. Higher-priced luxury vehicles traded into Genesis will help decrease the overall price of a new Genesis model more than trading in a vehicle valued below $20,000. However, Genesis will take regular vehicles from other manufacturers as trade-ins. To get a proper value on the vehicle you want to trade in, Genesis's finance team will use its online valuation tool to let you know your vehicle is worth toward a lease or purchase of a Genesis car or SUV.

Apply Today

Apply for a loan or lease with your next vehicle purchase from our new inventory or pre-owned inventory at Genesis of North Plainfield. Contact us with any questions, or stop by our service center if you need to service your lease vehicle before turning it in.

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